US Bonds as Online Rewards!

There is another type of reward program that isn't compared on www.evreward.com and that is www.BondRewards.com. With BondRewards you get saving bonds instead of immediate cash. In our culture everything is "we have to have it" and "now"; just look at all the fast food places and their goals of having it to you within 2 minutes or less or picking up an item at the store that you ordered online, instead of waiting for something to be shipped to you (although it does save money! But you know what I am getting at)

Personally, I like the idea of seeing the money in my account and being able to transfer it into my checking or savings. However, with bonds you are "forced" to save the little money you earn off of purchases. Saving is something that the American culture has forgotten about. We (as a general culture) often spend more than we make and end up in so much debt. I believe with this little tool of BondRewards you can learn so much more and make a significant life choice in realizing the importance of saving what you earn. In October 2006 Becky Ford, who writes for the Chicago Tribune, posted her analysis of a multiple amount which can be found here at www.comparerewards.com. She says,

This year, the award goes to BondRewards, hands-down. They offer rewards for 109 merchants on my chart, and for 56 of these, they offer the highest rebate (or tie for the highest rebate). You could assume that if you shop through BondRewards, around half of the time you're getting the highest shopping rate offered anywhere. For 28 merchants they had the second-best rate. And further, as I mentioned in note #6 above, some rates provided by BondRewards may actually be higher depending on your order total. The only thing to keep in mind is, BondRewards only offers one type of redemption: U.S. Savings Bonds

The amounts of the US Savings Bond they offer are $50, $75 and $100. For example the $50 bond costs $25 to buy and is supposed to but not guaranteed to reach face value for 20 years. It could reach $50 sooner than 20 years depending on the interest rate fluctuation. There is a link below to sign up under. Check it out and be sure to let me know what you think!




Don't forget to sign up for free at http://www.agloco.com/r/BBBS4943 (refer to post A New-Internet Craze?...or Just Hype in January)

UPDATE: Cash Back/Reward Points!!

Happy and Blessed Easter-Jesus is ALIVE!

First off, I apologize for my delay in posting. For the past two weeks I have been working late on a big project at the firm I work at-9, 10, 11pm or even 2am (that was last night or should I say this morning). Today I took off to go to the opening day baseball game for the Texas Rangers-it was so fun but quite cold at 52 degrees F-at least for a born and raised Floridian like me =). Now to business and pleasure.

Here is an update to my post Ebates/Upromise, etc...Comparing Reward Programs! Check this out-this new site offers a great system that does all the reward/cash back site comparisons for you. Just to sum up-on my previous post I listed a website and a well-drawn out chart that listed the top sites that offered the top percentage in cash back/rewards. I also briefly mentioned the differences for 4 top programs.

So now for the great and oh so helpful time and money saving website (drum roll please...): www.evreward.com!! First you type in the store you want to shop from. Then it brings up a screen listing four categories and the programs in which you can get money back or earn reward points. Not only does it show the programs with the top rewards, it also displays (at the top, above the percentages) current coupon codes or deals such as $10 off when you spend $150 at Target.

Yesterday I went online to purchase a wedding gift for a friend of mine and here are the details:

Item(s) Subtotal: $47.89
Shipping: $5.58
Promotion Applied: $4.79
-----
Total Before Tax: $48.68
Sales Tax: $2.59
-----
Total for This Shipment: $51.27


The promotion was the 10% coupon code provided on evreward, so I saved a little less than the cost of shipping and got 4% cash back using their link to Ebates. It may take awhile to show up in my Ebates account but I look forward to when it does so I know that evreward is legitimate (I will post my update in red on this post so check back in a month or so). I chose Ebates because I already use them for other purchases and I don't like my rewards/cash back to be in a bunch of different programs-that just means more for me to keep track of. That is my personal preference but that could change.

Below is a list of the categories and the programs evreward show comparisons for (these are the programs that came up for Target):

CASH BACK REBATES:
-Big Crumbs
-Bounty Zoo (you have to pay a fee so I wouldn’t recommend it)
-Cashbaq
-Citi Dividend
-Coupon Cactus
-Ebates
-Fat Wallet
-Mr. Rebates

FREQUENT FLYER MILES & HOTEL REWARDS
-AirMiles Mart
-Alaska Airlines
-Aloha Airlines
-American Airlines
-Amtrak
-Continental
-Delta SkyMiles
-Hawaiian Airlines
-Priority Club
-Marriott Rewards
-Midwest Airlines
-Northwest
-Goldpoints
-United Airlines
-US Airways

POINTS PROGRAMS
-AMEX Rewards
-Citi ThankYou
-ClubMom
-MyPoints

COLLEGE AND OTHER SAVINGS
-BabyMint
-NestEggz
-Stockback
-Upromise

Here's to saving money while shopping online!!

Happy and Blessed Easter-Jesus is ALIVE!


Don't forget to sign up for free at http://www.agloco.com/r/BBBS4943 (refer to post A New-Internet Craze?...or Just Hype in January)